The fact of the matter is that quality collision repair on modern vehicles is expensive. It is rare for damage to be less than the deductible. Quality parts, paint, materials, new technology, and skilled labor can make even small fender benders quite costly. Remember, you have a major investment in your vehicle. The bottom line is that quality repair doesn't cost, it pays. Sooner or later, you will sell, trade-in or turn back your car. If a repair is of poor quality, you may have to pay the lease company or discount your car at the time of sale or trade-in.